For Church Leaders Who Are Tired of Financial Struggles and Not Realizing the Ministry Impact They Know They Deserve…

Custodio Advisory & CFO Services

“Transform Your Church’s Financial Health with Expert Accounting & CFO Services”

Turn Your Sound On And Dive In!

We are dedicated to Helping Faith-Based Organizations Achieve Transparency, Compliance, and Growth.

In today’s complex financial landscape, churches and non-profits need more than just traditional accounting services—they need a partner who understands the unique challenges of ministry finance.

Our specialized team offers tailored solutions in accounting, CFO services, and tax management, ensuring you can focus on your mission while we handle the numbers.

With a proven track record, transparent processes, and a deep commitment to ethical financial stewardship, we’re the trusted choice for churches seeking financial excellence.

​Book Your Free Consultation Today and Discover the Difference of Expertise Tailored for Your Church!

Download Your Free E-book

Avoiding the Pitfalls: 7 Financial Mistakes Churches and Non-Profits Make

This ebook was written to educate non-profit leaders and church administrators on the fundamental tax and financial issues that uniquely impact your organization. As a finance and accounting professional, I understand that these topics can be complex and overwhelming.

​That’s why we created Custodio Advisory & CFO Services—to offer you a comprehensive, end-to-end accounting solution specifically tailored for non-profits and churches, at a fraction of the cost. Our services are designed to simplify your financial management so you can focus on fulfilling your mission with confidence.

End-To-End Accounting

  • Bank Reconciliations
  • Accounts Payables
  • Monthly Closings
  • Invoice Processing
  • Payroll Processing

Fractional CFO Services

  • ​Financial Modeling
  • Financial Reporting
  • Budgeting and Planning
  • Extensive Financial Strategy and Planning
  • Tax Preparation

End-To-End Accounting Solutions
For Churches

Churches and faith-based organizations often face unique challenges when it comes to attracting and retaining top financial talent—largely due to budget constraints and limited resources compared to larger institutions. By partnering with Custodio Advisory & CFO Services, your church gains access to a dedicated team of professionals who bring industry-leading experience and a deep understanding of the financial nuances specific to ministry organizations.

Our experts have successfully managed finances for churches and non-profits of all sizes, ensuring your congregation benefits from the same level of strategic insight and meticulous attention to detail as larger institutions—at a fraction of the cost. With Custodio Advisory & CFO Services, you can focus on your ministry while we expertly handle your financial operations.

And YOU Are Invited To Partner With This Elite Team of Financial Experts!

End-To-End Accounting Services For Churches

Navigation Financial Challenges in Ministry:

— Challenge #1 —

Churches and non-profits face unique tax regulations and compliance challenges. They need experts who can navigate IRS guidelines and local laws without compromising on their mission.

— Challenge #2 —

General accounting services may not address the nuances of donation tracking, grant management, and ministry-specific financial reporting.

— Challenge #3 —

General accounting services may not address the nuances of donation tracking, grant management, and ministry-specific financial reporting.

— Challenge #4 —

Key decision-makers are often overburdened with multiple responsibilities. They require streamlined processes that save time and reduce administrative overhead.

— Challenge #5 —

Churches look for partners whose values align with their mission. They need assurance that your services are ethical, transparent, and tailored to a faith-based environment.

— Challenge #6 —

Churches often struggle with effectively tracking and reporting on donations, leading to issues in donor retention and transparency with the congregation.

Simplify Your Finances!

Even if your church’s financial records are in disarray, we’re here to bring clarity and peace of mind!

Many churches start out unsure of their financial footing, but that’s exactly where Custodio Advisory & CFO Services shines. We specialize in transforming chaotic financial records into clear, strategic systems that support your ministry’s mission—so even if you’re feeling overwhelmed, you’re exactly where you need to be.

Beyond A Consultant...

We Aim to Be Your Trusted Ministry Advisor!

Here's A Look At some of the services we can help you with... Don't wait any longer and book a consultation call with us!

Accounting

End-To-End Accounting

At Custodio Advisory & CFO Services, we offer comprehensive accounting solutions tailored for churches. We manage everything from everyday bookkeeping to detailed financial reporting and specialized tax planning, ensuring your ministry’s financial operations are handled with care. This way, you can focus on nurturing your congregation and advancing your mission, confident that your finances are in expert hands.

Finance

Fractional CFO

Our Fractional CFO services provide your church with executive-level financial expertise—without the expense of a full-time hire. We offer strategic guidance, comprehensive financial planning, and insightful analysis tailored to your ministry’s unique mission and goals, helping your organization thrive financially while you focus on serving your community.

Tax Compliance

Tax Filings and UBI

Our tax experts help you maintain your Tax-Exempt status and ensure compliance with the IRS. We manage annual filings (990s), advise on Unrelated Business Income (UBI) and safeguard your financial integrity!

Ready to simplify your ministry finances?

Custodio Advisory & CFO Services

Your One-Stop Shop for Church Finance and Accounting Needs

Our Fractional CFO services offer practical financial strategies that help you achieve your ministry goals, all without the high cost of a full-time CFO. You get expert guidance tailored to your needs, at a fraction of the price.

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Financial Clarity for Your Business.

Keep a pulse on the financial health of your church—no more guessing! Gain clear insights and expert guidance to make informed decisions that empower your ministry to thrive and grow. Let us help you take control of your church’s finances.

  • Bank Reconciliations for Faith-Based Organizations
  • Accounts Payables Management
  • Accounts Receivables Oversight
  • Monthly Closing
  • Invoice Processing
  • Payroll Processing
  • Financial Modeling
  • Financial Reporting
  • Budgeting and Planning
  • Extensive Financial Strategy and Planning

Is It Time For Your Church’s Success Story??

Inside This FREE Presentation You'll Learn:

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01:37 – How Dan Henry started using THIS exact webinar strategy to pay off his huge IRS bill.

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17:12 – The exact stories you SHOULD use inside of your webinar to convert your audience into buyers.

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44:05 – How Dan's client went from charging $1,500 to charging $1-$3 MILLION dollar contracts.

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Watch the end of this video to get Dan's funnel installed directly into your ClickFunnels account.

Benefits With the Right Strategy

Financial Strategy & Planning

We work with your church to develop and implement comprehensive financial strategies designed to drive growth, maintain strict compliance with non-profit regulations, and optimize operational efficiency. 

Fund Accounting & Bookkeeping

Specializing in catch-up work, cleaning up books, and building accounting frameworks that support the goals of the organization

Grant Tracking and Restrictive Donations

Some donations often come with specific conditions and reporting requirements. Our expert grant tracking service ensures that every dollar is monitored and accounted for in compliance with donor guidelines, helping your church meet all necessary standards and reporting obligations.

Expense Management

We monitor spending, identify cost-saving opportunities, and provide transparent reporting so that your church can maintain fiscal responsibility while maximizing impact. Let us help you manage expenses with precision and integrity, empowering you to focus on community outreach and spiritual growth.

Payroll and Benefits

From processing payroll and handling tax filings to managing benefits administration in compliance with non-profit standards, we provide a seamless, worry-free solution.

Program Revenue Recognition

We provide meticulous revenue recognition for your church’s programs and initiatives. By accurately recording income from various ministry activities, our service offers a true reflection of each program’s financial performance, enabling better decision-making and enhanced accountability.

WHY WE'RE DIFFERENT

Why choose Us?

Deep Industry Expertise

With experience across finance, fintech, non-profits and churches, we deliver actionable insights tailored to your organization.

​Proven Track Record:

We've led financial transformations for multinational companies, delivering streamlined operations and improved financial reporting.

Customized Solutions

Every organization is unique. We create tailored financial strategies that fit your organization's goals and growth plans.

YOUR PERSONAL SUBJECT MATTER EXPERT

Smerling Custodio has led strategic growth for leaders in Payments & FinTech, Digital Banking, Commercial Insurance, Blockchain, and Non-Profits.

Simplifying your Finances!

Smerling Custodio

Finance and Accounting Expert

Smerling Custodio has over 15 years of experience in strategic financial leadership, she specializes in driving revenue growth, operational efficiency, and corporate governance across diverse sectors - Including churches and non-profits. Her expertise spans payments, digital banking, commercial insurance, and cryptocurrency, where she leads financial strategy, M&A due diligence, and complex accounting frameworks that significantly impact profitability and sustain mission-driven organizations.

Working closely with C-suite executives and faith-based leaders, Smerling offers insights that align financial performance with long-term organizational and ministry goals. By implementing robust financial systems and compliance frameworks, she ensures seamless operations and fosters stakeholder confidence.

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